Terms of Use

SettlePoint Pro — Settlement Negotiation Tracking

Last Updated: February 15, 2026

1. Introduction and Acceptance of Terms

SettlePoint Pro (“Service”) is operated by SettlePoint (“we,” “us,” “our”). By accessing or using the Service at settlepoint.io, you (“User,” “you,” “your”) agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you must not access or use the Service.

You must be at least 18 years of age to use this Service. By using the Service, you represent and warrant that you are at least 18 years old.

Please also review our Privacy Policy, which describes how we collect, use, and protect your information.

2. Description of Service

SettlePoint Pro is a settlement negotiation tracking and calculation tool designed for legal professionals and individuals involved in settlement negotiations. Features include matter management, negotiation round tracking (single offer and bracket modes), midpoint and spread calculations, matter sharing via secure links, email reports, PDF and Excel export, and AI-powered negotiation analysis.

SettlePoint Pro is NOT a law firm and does NOT provide legal advice. The Service should not be used as a substitute for professional legal counsel. All calculations, analyses, and recommendations are for informational and tracking purposes only.

AI analysis features provide pattern-based strategic insights using third-party language models. These outputs do not constitute legal advice, financial advice, or a guarantee of negotiation outcomes.

3. Account Registration and Security

To use the full features of the Service, you must create an account by providing accurate, current, and complete information, including your email address and a password. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

You agree to notify us immediately at contact@settlepoint.io of any unauthorized use of your account or any other security breach. SettlePoint is not liable for any loss arising from unauthorized use of your account.

Each account is for individual use only. Account sharing is not permitted. SettlePoint reserves the right to suspend or terminate accounts that violate these Terms.

4. Subscription Plans and Payment

SettlePoint Pro offers three subscription tiers:

  • Monthly: $5.99 per month, billed monthly, cancel anytime
  • Annual: $60 per year, billed annually
  • Lifetime: $99 one-time payment, perpetual access

All tiers include identical features: unlimited matters, unlimited rounds, bracket mode, sharing, exports, email reports, and AI analysis.

All payments are processed through Stripe. SettlePoint does not store your credit card number or full payment credentials on our servers. Monthly and Annual subscriptions auto-renew unless canceled before the renewal date.

A free calculator is available at settlepoint.io/calculator without an account, limited to 4 rounds per session with no data persistence.

5. Refund Policy

We offer a 30-day money-back guarantee for all subscription plans, including the Lifetime plan. If you are not satisfied within the first 30 days of your initial purchase, contact us at contact@settlepoint.io for a full refund. Refunds after 30 days are evaluated on a case-by-case basis. Refunds are processed back through the original payment method via Stripe.

6. Cancellation

You may cancel your subscription at any time through the Account page by clicking “Manage Subscription.” Upon cancellation, you will retain access to the Service until the end of your current billing period. We recommend exporting your data before canceling. Your data remains stored in our database after cancellation until you choose to delete your account. Lifetime plans do not require cancellation and provide perpetual access.

7. User Content and Data Ownership

You retain full ownership of all data you enter into the Service, including matter names, party names, negotiation offers, settlement amounts, notes, and any other user-provided content (“User Content”). SettlePoint claims no ownership of your User Content.

By using the Service, you grant SettlePoint a limited, non-exclusive, revocable license to store, process, display, and transmit your User Content solely for the purpose of providing and operating the Service. This license terminates when you delete your account.

You represent and warrant that you have the right to enter the information you provide and that your use of the Service does not violate any applicable law or third-party rights. You are solely responsible for the accuracy and legality of the data you enter.

8. Sharing Features and User Responsibility

The Service allows you to share individual matters with others via token-based share links. When creating a share link, you may configure:

  • Permissions: View Only or Edit access
  • Password protection: Optional password requirement for access
  • Expiration: Optional expiration date for the link

You are solely responsible for managing your share links, including setting appropriate permissions, passwords, and expiration dates. You acknowledge that shared links are accessible to anyone who possesses the URL (and password, if set). You should exercise caution when sharing matters containing confidential or privileged information.

SettlePoint is not responsible for unauthorized access to shared matters resulting from your failure to properly secure share links, including but not limited to: sharing links over insecure channels, failing to set passwords on sensitive shares, or failing to revoke links when access is no longer needed. You can revoke share links at any time through the Share Matter dialog.

9. Limitation of Liability and Data Disclosure Waiver

9.1 General Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SETTLEPOINT, ITS OWNER, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, BUSINESS OPPORTUNITIES, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE), EVEN IF SETTLEPOINT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SETTLEPOINT'S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO SETTLEPOINT IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR FOR LIFETIME SUBSCRIBERS, THE ONE-TIME PAYMENT AMOUNT.

9.2 No Liability for Data Disclosure or Security Incidents

SettlePoint uses commercially reasonable security measures including encryption in transit (HTTPS/TLS), encryption at rest via our database provider, and Row Level Security (RLS) database policies. However, the Service is not end-to-end encrypted, is not SOC 2 certified, is not HIPAA compliant, and does not currently offer multi-factor authentication. Authorized administrators have technical access to the database for support, maintenance, and troubleshooting purposes.

SETTLEPOINT SHALL NOT BE LIABLE FOR ANY LOSS, UNAUTHORIZED DISCLOSURE, INTERCEPTION, OR COMPROMISE OF INFORMATION ENTERED INTO THE SERVICE, INCLUDING BUT NOT LIMITED TO: MATTER NAMES, PARTY NAMES AND IDENTITIES, SETTLEMENT OFFERS AND COUNTEROFFERS, NEGOTIATION TERMS AND CONDITIONS, SETTLEMENT AMOUNTS, BRACKET RANGES, NOTES, OR ANY OTHER DATA ENTERED BY THE USER.

SETTLEPOINT SHALL NOT BE LIABLE FOR ANY NEGOTIATED TERMS, OFFERS, COUNTEROFFERS, BRACKETS, PARTY IDENTITIES, SETTLEMENT AMOUNTS, OR OTHER NEGOTIATION DETAILS BEING INADVERTENTLY DISCLOSED TO, ACCESSED BY, OR INTERCEPTED BY UNAUTHORIZED THIRD PARTIES, INCLUDING BUT NOT LIMITED TO: HACKERS, MALICIOUS ACTORS, UNAUTHORIZED PERSONNEL, OPPOSING PARTIES, OR ANY OTHER PERSON OR ENTITY.

SETTLEPOINT SHALL NOT BE LIABLE FOR ANY SECURITY BREACH, DATA BREACH, CYBERATTACK, OR UNAUTHORIZED ACCESS TO SETTLEPOINT'S SYSTEMS, DATABASES, SERVERS, OR INFRASTRUCTURE, WHETHER CAUSED BY VULNERABILITIES IN THE SERVICE, ITS THIRD-PARTY PROVIDERS (INCLUDING BUT NOT LIMITED TO SUPABASE, VERCEL, STRIPE, AND RESEND), OR ANY OTHER CAUSE.

SETTLEPOINT SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM THE LOSS, CORRUPTION, OR UNAVAILABILITY OF DATA STORED IN THE SERVICE, ANY CONSEQUENCES RESULTING FROM THE DISCLOSURE OF SETTLEMENT NEGOTIATIONS OR RELATED INFORMATION (WHETHER DUE TO TECHNICAL FAILURE, HUMAN ERROR, OR MALICIOUS ACTIVITY), ANY HARM TO YOUR LEGAL POSITION, CLIENT RELATIONSHIPS, CASE OUTCOMES, OR PROFESSIONAL STANDING RESULTING FROM DATA DISCLOSURE, OR ANY UNAUTHORIZED ACCESS TO SHARED MATTERS, INCLUDING PASSWORD-PROTECTED SHARES.

9.3 Acknowledgment of Risk

By using the Service, you acknowledge and agree that:

  • Cloud-based services inherently carry risks of data disclosure, and no system can guarantee absolute security.
  • You are voluntarily choosing to enter potentially sensitive legal and financial information into the Service with full knowledge of these risks.
  • You are responsible for evaluating whether the security measures offered by SettlePoint are sufficient for your particular use case and the sensitivity of the information you enter.
  • For highly confidential matters, you should use pseudonyms, avoid personally identifiable information, and use generic matter names.
  • SettlePoint makes no warranty or guarantee regarding the absolute security of data stored in or transmitted through the Service.
  • The Service's sharing features (share links, email reports) transmit data outside your direct control, and SettlePoint is not responsible for what occurs after information leaves the platform.

9.4 Professional Responsibility Disclaimer

Users who are licensed attorneys acknowledge that they bear sole responsibility for their professional obligations regarding client confidentiality, attorney-client privilege, and data security requirements. SettlePoint does not guarantee compliance with any specific professional conduct rules, ethics rules, bar association requirements, or regulatory obligations. You should independently determine whether the use of this Service is consistent with your professional duties and obligations.

10. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. SETTLEPOINT DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AND AVAILABILITY.

SETTLEPOINT DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS. SETTLEPOINT DOES NOT WARRANT THE ACCURACY OF ANY CALCULATIONS, AI ANALYSES, PREDICTIONS, OR RECOMMENDATIONS PROVIDED BY THE SERVICE. AI-POWERED ANALYSIS FEATURES USE THIRD-PARTY LANGUAGE MODELS AND THEIR OUTPUTS SHOULD NOT BE RELIED UPON AS DEFINITIVE STRATEGIC, FINANCIAL, OR LEGAL GUIDANCE.

11. Indemnification

You agree to indemnify, defend, and hold harmless SettlePoint, its owner, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to: (a) your violation of these Terms; (b) your use of the Service; (c) any User Content you enter into the Service; (d) any sharing or distribution of data by you through the Service; or (e) any violation of applicable law or third-party rights by you.

12. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable law
  • Attempt to gain unauthorized access to other users' data or accounts
  • Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Service
  • Introduce viruses, malware, or other harmful code into the Service
  • Use automated means (scrapers, bots, crawlers) to access the Service without prior written permission
  • Resell, redistribute, or sublicense the Service to third parties
  • Use the Service to harass, abuse, defame, or harm others
  • Share your login credentials with others or allow others to use your account
  • Circumvent, disable, or interfere with any security features of the Service

13. Intellectual Property

The Service, its original content (excluding User Content), features, functionality, design, and branding are owned by SettlePoint and are protected by applicable intellectual property laws. The SettlePoint name, logo, and associated marks are proprietary. You may not reproduce, distribute, modify, or create derivative works of the Service without prior written consent.

As stated in Section 7, you retain full ownership of all User Content you enter into the Service.

14. Third-Party Services

The Service relies on the following third-party service providers:

  • Supabase: Database hosting and user authentication
  • Stripe: Payment processing
  • Resend: Transactional email delivery
  • Vercel: Web hosting and deployment
  • Anthropic: AI-powered analysis features (Claude API)

Your interactions with these third-party services are subject to their respective terms and policies. SettlePoint is not responsible for the actions, practices, policies, or failures of these third-party services.

15. Service Modifications and Termination

SettlePoint reserves the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. In the event of permanent discontinuation, SettlePoint will make reasonable efforts to provide advance notice and data export opportunities.

SettlePoint may terminate or suspend your account at any time for violation of these Terms, with or without prior notice. Upon termination, your right to use the Service ceases immediately.

16. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in the State of Delaware. Judgment on the arbitration award may be entered in any court having jurisdiction.

YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION AGAINST SETTLEPOINT.

17. Changes to These Terms

SettlePoint may update these Terms at any time. If we make material changes, we will notify you by email or by posting a prominent notice on the Service. Your continued use of the Service after such changes constitutes your acceptance of the revised Terms. The “Last Updated” date at the top of this page reflects the most recent revision.

18. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

These Terms, together with the Privacy Policy, constitute the entire agreement between you and SettlePoint regarding your use of the Service, superseding any prior agreements.

19. Contact Information

If you have questions or concerns about these Terms, please contact us at: contact@settlepoint.io

Disclaimer: SettlePoint Pro is not a law firm and does not provide legal advice. This tool is for settlement calculation and tracking purposes only. These terms do not constitute legal advice. Consult with a qualified attorney for legal questions.